The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY) continues to expand its reach as one of India’s largest health protection schemes. Recent updates shared in Parliament highlight that over 2 crore PMJAY claims worth ₹28,732 crore have been cleared, reflecting the scale at which the scheme supports eligible families across the country.
About PMJAY
PMJAY, also known as Ayushman Bharat, aims to provide cashless health coverage to economically vulnerable families. The scheme covers secondary and tertiary care hospitalisation, making quality healthcare more accessible. Each eligible family receives an annual coverage of ₹5 lakh without the need for any premium payments.
Latest News
The government recently informed that more than 2 crore claims have been settled under PMJAY, amounting to ₹28,732 crore. Additionally, states continue expanding health infrastructure through Ayushman Arogya Mandirs, and large-scale screening initiatives have also been completed across the country.
Benefits of PMJAY
- Annual health cover of ₹5 lakh per family.
- Cashless treatment at empanelled hospitals.
- Covers secondary and tertiary hospital procedures.
- Includes pre-hospitalisation and post-hospitalisation care.
- No family-size or age restrictions for eligible households.
- Nationwide portability allowing treatment across states.
Eligibility
PMJAY eligibility is based on SECC (Socio-Economic Caste Census) criteria. Families listed under rural and urban deprivation categories are included. Beneficiaries can check eligibility by entering their mobile number or ration card details on the official PMJAY portal.
Documents Required
- Aadhaar card (preferred for verification)
- Ration card / family identity document
- Mobile number
- Any state-issued ID for address verification
Exclusions Under PMJAY
While PMJAY covers a wide range of procedures, certain services are not included. Common exclusions include:
- Cosmetic procedures
- Organ transplantation (except corneal)
- OPD-based routine consultations
- Drug rehabilitation and de-addiction treatments
- Fertility treatments
Application Process
There is no traditional “application form” because eligibility is determined through SECC data. However, beneficiaries must complete verification to activate their PMJAY card or receive services under the scheme.
Registration Process – How to Apply
- Visit the official PMJAY website.
- Use the “Am I Eligible” option to check eligibility.
- Enter mobile number or ration card details to find your family record.
- If eligible, visit the nearest PMJAY kiosk (Ayushman Mitra) for document verification.
- Once verified, your e-card is issued and can be used for cashless treatment.
Official Website
https://pmjay.gov.in
Disclaimer
This article summarises key information on PMJAY based on official updates and news reports. Readers should always refer to the PMJAY website and official government notifications for complete and updated details.
FAQs
Q1: What is the total number of PMJAY claims cleared so far?
A: Over 2 crore claims worth ₹28,732 crore have been cleared under the scheme.
Q2: Do I need to apply online to join PMJAY?
A: Eligibility is pre-determined through SECC data, but verification must be completed through a PMJAY kiosk or official portal.
Q3: What is the main benefit of Ayushman Bharat PMJAY?
A: Eligible families get cashless hospitalisation coverage up to ₹5 lakh per year.
