PF Balance Check: How to Check PF Balance via Missed Call, SMS & Portal
Checking your PF balance no longer requires long logins. Here’s how to check PF ka balance instantly using missed call, SMS, or EPFO portal – plus today’s 2025 interest update.
Keeping an eye on your PF balance is important for financial planning. Whether you are saving for retirement, managing monthly budgets, or tracking long-term goals, knowing your Provident Fund status helps you make informed decisions. The good news is that checking your balance has now become quicker and more convenient.
Breaking Update – August 2025
The Employees’ Provident Fund Organisation (EPFO) has started crediting the approved 8.25% interest for the financial year 2024-25 into member accounts. Many employees are expected to see this update reflected in their balances this week. If you haven’t checked yet, it’s a good time to confirm your updated PF balance.
PF Ka Balance Kaise Check Karein?
Earlier, employees had to log into the EPFO portal or use the UMANG app to check their balance. But now, there are simpler options available for those who may not have internet access or prefer quicker methods. Here are the three most common ways:
Method | How It Works | Best For |
---|---|---|
Missed Call | Give a missed call from your registered mobile number to the official EPFO helpline. You’ll get an SMS with your balance details. | Quick checks without internet |
SMS Facility | Send an SMS with your UAN details in the prescribed format. Balance info is sent back instantly, even in regional languages. | Users comfortable with SMS services |
Portal / UMANG App | Log into the EPFO portal or UMANG app with your UAN and password to view passbook and detailed statements. | Detailed records & transaction history |
Requirements Before You Check
To use these services, your UAN (Universal Account Number) must be activated and linked with your Aadhaar, PAN, or bank account. Without this, balance inquiries will not work. Once everything is linked, you can easily access your latest PF balance any time.
Why This Matters
For many employees, the PF is not just a retirement fund but also a safety net for emergencies. Quick access to balance updates means better financial control. With interest being credited for the year, employees can now plan ahead for expenses like home loans, children’s education, or other investments.
Today’s Update & Public Response
As of today, all three methods — missed call, SMS, and portal/UMANG — are active. Employees have welcomed these simplified options, especially those who faced difficulties logging into the EPFO website during high-traffic periods. The government has assured that these services will remain reliable and continue to support workers across the country.
At a Glance: Steps to Check PF Balance
- Ensure your UAN is active and KYC is complete.
- Choose your preferred method: missed call, SMS, or portal/UMANG.
- Follow the simple steps based on the method you pick.
- Receive your updated PF balance instantly.
That’s it — simple, quick, and accessible. Whether you prefer offline methods like SMS and missed calls or online options like the UMANG app, keeping track of your PF balance has never been easier.